C76 He Was Promoted to a Person with a Mortgage
C76 He Was Promoted to a Person with a Mortgage
"Has the house matter been settled?" This was the first thing they said when they met. Dongfang Qingyu also wanted to know the result of the house. After all, this was his first house, and he had spent all his savings.
"The price has been negotiated. I will wait for you to sign and pay." Cheng Hongluan looked tired, but she looked very excited.
"How much?" Dongfang Qingyu asked. This was what he paid attention to.
"The price of the house is 5.88 million, plus the transfer fee, the passing fee, and some other expenses. You need to pay an additional 17.8 million." Cheng Hongluan said.
"Are these fees that expensive?" ___ asked. Dongfang Qingyu was shocked.
"In China, anything related to houses is not cheap." Cheng Hongluan said.
"Okay." Dongfang Qingyu thought of the house price and felt powerless, "What should I do next?"
"Sign and transfer the money."
"Do I need to meet the seller?" Dongfang Qingyu looked at her.
"No need. The seller is already at the airport." Cheng Hongluan took out the document. "The seller has already signed it. Once you sign it, the contract will take effect immediately. After transferring the money, the house will be yours."
There were not many places to sign. There were only three places, but the contract was very thick. It was dozens of pages. Dongfang Qingyu looked at the contract and felt dizzy. He gave up looking at the contract and signed it. Then he went to the bank to transfer the money.
Because he wasn't a VIP customer, his daily bank transfer quota was only one million. He had to go to the counter to transfer more than 6 million yuan. After Dongfang Qingyu transferred the money, he also made a business deal to increase his daily bank account to five million yuan.
"Congratulations. From now on, you have a room." After the matter was settled, Cheng Hongluan sincerely wished him well.
"Will the monthly mortgage in the future be 128,000?" Dongfang Qingyu flipped through the contract and saw a very important problem.
"Yes." Cheng Hongluan nodded.
"What will happen if I can't pay the mortgage?" Dongfang Qingyu asked carefully.
"What do you think?" Cheng Hongluan asked back.
"I don't know." Dongfang Qingyu said honestly.
"The bank will be happy that you can't pay the loan." Cheng Hongluan said.
"Is it not too late for me to go back on my word now?" Dongfang Qingyu asked in a low voice.
"What do you think?" Cheng Hongluan rolled her eyes.
"But."
"Don't tell me you really can't pay the mortgage?" Cheng Hongluan widened her eyes.
"I'm not sure." Dongfang Qingyu said.
"How much do you earn now?" Cheng Hongluan asked.
"About twenty thousand." Dongfang Qingyu estimated it himself and gave a reasonable number. Of course, gambling was not counted.
"Your monthly income is only this little? Aren't you rich?" Cheng Hongluan was shocked.
"Don't you know whether I'm rich or not?" Dongfang Qingyu asked back.
"Where's your rich woman?"
"You still have a 100,000 yuan gap from the mortgage. This is going to be a bit troublesome." Cheng Hongluan had a headache, "You still have more than 200,000 yuan in your bank account. If you save a bit, you can still pay the mortgage for two months. I still want to use these two hundred thousand yuan to buy a car."
Dongfang Qingyu rolled his eyes. Cheng Hongluan thought really well. He flipped open the contract and found that there were still property fees that needed to be paid. He was very distressed and could not help but say, "I didn't even check in, why do I still need to pay the property fee?"
"You didn't move in, but the property has been helping you look after the house. Don't you need to pay them?" Cheng Hongluan said.
Dongfang Qingyu asked carefully, "Is there anything else I need to pay for?"
"No. There was only the repair and material costs of more than one million yuan left. " Cheng Hongluan said.
"There is still so much left?" Dongfang Qingyu was shocked. He suddenly realized that buying a villa was like buying a bottomless pit. Money was needed everywhere.
"The seller has already paid more than 4 million. You only need to pay the rest. Don't be unsatisfied. The money you spent on this villa is only equivalent to the seller's renovation fee. You have to be happy. Now that you've gotten some benefits, why do you look like you've suffered a loss?" Cheng Hongluan especially could not stand Dongfang Qingyu's distressed look.
"I am thinking about what will happen two months later." Dongfang Qingyu said.
"We will talk about it in two months. There will definitely be a solution." Cheng Hongluan soon did not care, "I'll lend you my salary. My salary plus your salary can still last for a month. "
"Three months." Dongfang Qingyu thought of another problem. "How many more years do I need to pay the mortgage?"
"15 years. Didn't the contract say so? " Cheng Hongluan said.
"Can I cry for a while?" Dongfang Qingyu asked.
"Sure. You can treat me to a meal first. For this matter, I didn't even eat. Can you bear to let me watch you cry while I'm hungry?" Cheng Hongluan said.
"Let's go. Choose a place." Dongfang Qingyu's face twitched.
"The client said the money has been paid. He said congratulations on buying the house." Cheng Hongluan looked at her phone.
"Help me thank him." Dongfang Qingyu grinned and showed a perfunctory smile.
"I have already said it."
Cheng Hongluan said she wanted Dongfang Qingyu to spend a lot of money, but she only went to the dumpling store to have a meal. The two of them ate more than 90 RMB and took a taxi to the villa.
"If you have money, you must buy a car." Cheng Hongluan said after getting out of the car.
It did not take long to wait for the car. It was only ten minutes. But for someone who was used to driving, it was a very uncomfortable thing to go out and do things without a car.
Having a garden, swimming pool, and an underground garage became the standard of a villa. The design of the house was a combination of China and China, and it also had modern factors. The design was very good, the two elements were perfectly combined. It looked very comfortable and did not give off a sense of disharmony.
Cheng Hongluan only heaved a sigh of relief in her heart when she saw Dongfang Qingyu's satisfied expression. No matter how good her relationship with Dongfang Qingyu was, if Dongfang Qingyu was not satisfied with the villa, she would blame herself.
She was a sales representative. If the client wasn't satisfied, then her service was worthless. To her, the customer's appreciation for her work was much more pleasing than the reward she received.
The villa took up a lot of space, but unfortunately, it was still under construction. Workers could be seen everywhere. They could only see the rough outline of the villa. If they wanted to see the complete side, they could only wait until the renovation was completed.
"How long will it take for the renovation to be completed?" Dongfang Qingyu asked.
"About half a year." Cheng Hongluan said.
"Does that mean I can stay for half a year?" Dongfang Qingyu looked at Cheng Hongluan.
"If there are no accidents in the construction team, it is like this." Cheng Hongluan was not sure.
"Do the construction team often have accidents?" Dongfang Qingyu did not understand.
"Under normal circumstances, accidents will not happen, but accidents are everywhere. We can't rule out some irreversible factors. " Cheng Hongluan said.
"I understand." Dongfang Qingyu nodded. "In other words, it would be best for me to prepare more than a million yuan in half a year. That's what you mean."
"Smart."
"What if I don't have money?"
"If the engineering company likes you, they might agree to your debt." Cheng Hongluan said.
"Are the construction company's people easy to get along with?" Dongfang Qingyu looked at Cheng Hongluan with anticipation.
"As far as I know, this engineering company has never made people owe money."